Calculations you’d like to reuse can be more permanently stored in Saved. But even if you’re using it for basic lists, it’s a more logical – and beneficial – option than a traditional calculator (which doesn’t show figures in context) or the likes of Notes (which won’t add your figures up).Īlong with enabling you to create calculations, Soulver wisely saves pretty much everything you write in a Drafts tab. You could then adjust figures within the document at any point, in order to get a new overall total for that set of expenses.īecause Soulver understands currency conversion, a range of units, variables, and functions, there’s potential to construct quite complex dynamic calculations. This means that you could, for example, create a quick ‘template’ for business trips, including hotel nights, taxi fares, and meals. All you need to do is tap the relevant total to add it in this way. The really smart bit is that every line total can be added to subsequent lines as a live token. So if you write ‘Hotel: 5 nights at $150’, $750 will appear in the totals column. Your calculations are written out in plain English, with Soulver intelligently extracting figures for line totals. Either way, Soulver’s ideal for totting up expenses, in a very human and subsequently editable way. This app’s a notepad that thinks it’s a calculator – or perhaps the reverse. Soulver – best for one-off expenses lists The one-off IAP’s required to add repeat transactions and export data, but no other major functionality appears to be absent from the free version. Flip your iPhone into landscape and you can view graphs to see where you’re spending the most money, and how your cash flow has changed over previous months. They’re then added to a little chalkboard that tots everything up. Although not as graceful as Pennies, Spending Tracker makes it easy to add expenses and assign them to categories. Technically, we’re in freemium territory with Spending Tracker, but the free version of the app does a good job at keeping an eye on your spending. The lack of complexity in Pennies really works in its favour and although you are admittedly manually adding expenses rather than getting any kind of automated helping hand, that in itself is beneficial, making you mindful of your spending. Still, it’s a sole black mark in an otherwise pleasingly approachable app for managing your money. The latter’s layout is more or less a big list of incomings and outgoings, and is easy to browse however, it can’t be searched, which seems like a baffling omission in an expenses app. Churn through funds too rapidly and the background turns red remain on target and it goes blue.īeyond the main screen, you also get an overview – handy if you run a large number of budgets – and a spending history. But this design is a deliberate attempt to highlight what you’re spending – and how quickly. Given that this is an app for managing money, its colourful interface initially feels disarming. A dial denotes how long’s left in the current time period.Īssigning income/expenses is easy, too – just a case of prodding the big plus button, choosing the appropriate action, tapping in the figure, and adding a note to describe the item. When you’re done, the budget appears on screen, all chunky text on a vivid background you could probably see from across the street. Set-up is simple: you create a named budget, assign a time period and start date, choose a currency and amount, and decide whether you want whatever’s left to roll over into the next period. Rather than drowning you in complexity, it strips everything back to basics. Spend time with Pennies and it’s obvious it wants to be the budgeting app for the rest of us. Also, for those people really wanting to watch every penny, we’re providing freebie alternatives to each featured app – although we do recommend checking out the main trio if you can. Instead, they’re money management apps for the rest of us – dead easy to set up, simple to use, and able to save you quite a few bucks in the long run. Our selection therefore isn’t about the most feature-packed examples on the App Store, nor apps that double down on automation, threading their tendrils deep into your bank accounts. Even if you haven’t just bought a new device, who doesn’t want to improve how they manage their money?Īs ever, it all comes down to having the right apps installed – and ones you’ll be happy to use. Fortunately, your shiny new pride and joy can help, ensuring you stick to a budget – or at least figure out where most of your money’s going. Having just splashed out far too much money on a new iPhone, you might want to keep a tight rein on the rest of your cash. Hi! Thanks for reading. This post looks better in our award-winning app, Tips & Tricks for iPhone.
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